Loans - Homes & Commercial

Financing as a Wealth Engine

Securing the right mortgage is one of the most important steps in building long-term financial security. At CML Financial Services LLC, we understand that financing isn’t just about interest rates, it’s about aligning debt with your broader wealth strategy and creating a foundation for growth.

Financial Expertise Meets Mortgage Strategy

Our team brings deep experience in tax planning, financial modeling, and wealth management. This allows us to guide first-time homebuyers, seasoned investors, and business owners toward mortgage solutions—provided through our affiliation with DG Pinnacle Home Loans—that don’t just fund a purchase but also strengthen overall financial health. All mortgage services originated exclusively through Carlos M. Lopez as a licensed Mortgage Loan Originator (NMLS #2313035) affiliated with DG Pinnacle Home Loans NMLS #1433994

Global Perspective, Local Impact

South Florida’s housing market attracts buyers and investors from around the world. We help both domestic and international clients evaluate financing options, structure debt for potential efficiency, and ensure every decision supports long-term goals such as wealth protection, investment expansion, and financial resilience.

Trusted Alliances That Empower You

Success in the lending industry comes from choosing the right partners. Carlos M. Lopez as a licensed Mortgage Loan Originator (NMLS #2313035) affiliated with DG Pinnacle Home Loans NMLS #1433994—a Florida leader for more than 10 years—we bring together residential and commercial loan options, financial expertise, and the on-the-ground experience of trusted professionals to provide integrated, client-focused solutions.

Together, we integrate lending expertise with our financial strategies, giving clients seamless access to tailored mortgage solutions—subject to credit approval and program guidelines—designed for clarity, flexibility, and confidence.

More Than Loans—A Complete Ecosystem

A mortgage should never be an isolated decision. Every financing choice connects to:

  • Tax strategies that may make debt work in your favor.
  • Real estate planning can transform purchases into long-term wealth.
  • Business structures that keep financing flexible and tax smart.

Your Next Move, Backed by Confidence

Whether you are purchasing your first home, refinancing to potentially optimize cash flow, or seeking financing for investment properties, our integrated approach ensures your mortgage—originated through DG Pinnacle Home Loans, NMLS #1433994; Carlos M. Lopez, Mortgage Loan Originator, NMLS #2313035—aligns seamlessly with your bigger strategy. With expert support, transparency, and commitment to your goals, we make financing decisions a powerful step toward long-term success.

Connect with us today for a consultation and discover how the right mortgage strategy can become a cornerstone of your financial future.

Important Disclosures

(Place this as a footer or expandable box at the bottom of the section for prominence) Carlos M. Lopez is a licensed Mortgage Loan Originator, NMLS #2313035, employed by DG Pinnacle Home Loans, NMLS #1433994. DG Pinnacle Home Loans is an Equal Housing Opportunity Lender. All loans are subject to credit and property approval. Not all applicants will qualify. CML Financial Services LLC provides non-mortgage financial advisory services only and is not a licensed mortgage originator. For mortgage inquiries, contact DG Pinnacle Home Loans, NMLS #1433994; Carlos M. Lopez, Mortgage Loan Originator, NMLS #2313035.